The new benefit of a structured settlement is that it can now help people deal with completely unexpected changes in their lives, changes that may have turned their lives upside down.
The federal and state structured settlement transfer laws have greatly improved the benefits of structured settlements.
A structured settlement annuity can play the role of a critical illness policy for those who don’t have critical illness insurance. It can play the role of a forced savings account for those who don’t have sufficient savings. It can play the role of an education fund for those who need it.
A structured settlement has become even better than imagined!
But a decision to sell payments is a serious decision and you must make it with great care.
Don’t undermine your future when you sell your payments today. Make sure you worry about your future as well as your present.
The great majority of payees never sell structured settlement payments. The payments work for them and continue to serve their needs. Which is a good thing.
But there are some payees whose lives have changed and whose financial needs have changed, long after their case was settled or decided. Payees who are hard working but who have lost their jobs, payees who saved for years, bought a house, always made their mortgage payments, but who have seen their mortgage go under water. There are payees who are without health insurance and who have been hit with a medical crisis and who need to pay for medical care. There are payees who are trying to pay for their higher education so that they can improve their career prospects so that they can lead a better life.
The list goes on and on and on. Lives change and needs change.
We help all these payees whose lives have changed and whose needs have changed.
We provide you with options that treat both you and your structured settlement with respect.
We provide you with options that balance your need for cash now with your need for financial security in the future.
We provide you with options that are fair and caring.
At the end of the day it is your decision. We will try to help you make sure that it is an informed decision.