You Contact Strategic
Our expert will sit with you to understand your personal needs
We suggest the best options. You move forward if you’re comfortable
The judge approves the transaction and signs the order
You’ll get the funds you
Are you receiving structured settlement payments? We can help you solve your financial stress.
It’s great to have a steady income, but life happens and what if an unexpected expense pops up? We’ve got you covered.
In need of a lump sum from your lottery winnings now? It’s not too late to do something about it.
We genuinely care about your happiness. Selling your settlement is a big decision that will impact your life now and in the future. That’s why we encourage you to speak with one of our experts. Get a second opinion if necessary. We’ll be here when you need us.
It can be difficult to find objective information about structured settlements online. We feel that it’s our obligation to provide all of the educational materials and personal guidance our clients need to make the best decision for them.
A structured settlement is a financial arrangement between an insurance company and a person that arranges for the payment of court awards and lawsuit settlements in tax free installments instead of in a single payment. Each structure is created for the specific individual so that it’s valuable and helpful for them. The payment period and amounts will vary.
Your attorney and structured settlements professional invested time, effort and expertise in creating your individual settlement plan, so we recommend that any decision you’re considering to sell the payments be carefully and seriously considered. Often, it’s just better for your situation to keep your payments rather than sell them.
While the original settlement was set up with your future needs in mind, times change. So, you may be faced with the need to adapt to unexpected events in your life. That’s when selling part or all of your structured settlement may be a good option so you can get cash for structured settlement payments.
Not always. We regularly recommend that our clients not sell their payments. Sometimes it costs too much to sell a payment that you’ll receive soon. Other times, you won’t get enough cash after expenses to make it worthwhile because the payment is too small. And other times, it’s just better for your situation to keep your payments rather than sell them
We’ll also help you identify other sources for immediate cash. For example, we helped a student get a grant for college instead of selling payments. In another case, we were able to help a homeowner renegotiate his mortgage to avoid selling the payments that were paying the monthly bills.
If we don’t think that selling your payments is in your best interest, we’ll tell you so.
You have as long as you need. We let you make a decision without bothering you with multiple calls every day. We believe in giving you all the time you need to make a careful and thoughtful decision.
The exact timing depends on your individual case. We’ve funded clients in as little as 18 days. Your client representative can give you an estimate for the timing in your state. Usually, it’s about 60 days from the time we receive all of your paperwork but can be faster. After the court approval, we usually send your cash within 72 hours after we receive a copy of the court order and acknowledgment letter from your insurance company. Again your client representative can tell you when you’ll get your money.
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