Annuitants may choose to sell some or all of their structured settlements payments in order to deal with life’s changes and to take actions that appear to be in their best interest. Here are stories from some of our annuitants who decided to sell their structured settlement payments in exchange for a lump sum of…
A purchasing company determines how much you will receive for your structured settlement future payment by calculating the present value of the payments that you are selling. They do this by applying a discount factor to the structured settlement future payment. That discount factor is similar to the interest you pay on a loan. The…
In what may be the world’s fastest closing time ever for a structured settlement transfer, Strategic Capital Corporation recently funded an annuitant in 15 days from start to finish. How did the annuitant get his money so quickly? Simple: he submitted all the required documents on time. Sure, quick closings also depend on factors not…
No one is perfect, and it’s easy to make a money mistake every now and then. But not learning from your financial miss-steps is silly and can cost you tens of thousands over the years. Here are nine costly money blunders you should avoid: Not paying off your debt So you’re carrying a big balance…
What is Strategic Capital? Strategic Capital Corporation provides financial services to structured settlement annuitants, lottery winners and attorneys who need liquidity and who need to access their future periodic payments. Strategic Capital recognizes that life is unpredictable and that unanticipated events can radically change an annuitant’s financial needs long after the lawsuit was settled. Payees…
Terry Taylor/Past President, National Structured Settlement Trade Association – For nearly twenty years, I have sold structured settlements. During that period, I worked exclusively with plaintiff attorneys and plaintiffs like you to help protect their settlements. Over the years, I have referred some of those clients to Strategic Capital and have seen firsthand their integrity…
Most homeowners buy houses using 30-year mortgages only to refinance many years before the end of the mortgage term. Consumers sign up for long term life insurance life insurance policies which are intended to be in force for extended periods of time. But then they stop paying the premium and let their coverage lapse. Why…
Workers compensation payments and minor or child structured settlement payments are hard and sometimes impossible to transfer to a purchaser. Workers compensation settlements The laws regarding workers compensation settlements are very different from state to state. Not only are the worker’s compensation laws different, but the laws that rule whether one can sell or not…
Dear KJA Member: As trial attorneys, we work every day to help clients protect their settlements by working with them to create structured settlements that may help provide them income over their lifetimes, or for a college education, or for major milestones in their lifetimes. Too often, we find if they take the lump sum…