Sell Annuity Payments


We work with you to find other ways to solve your current financial problem so you won’t have to sell any payments If you bought a fixed annuity from an annuity issuer but you need a lump sum of cash for any reason … Or maybe you’ve inherited an investment annuity that pays you a regular amount each month.

It’s great to know that down the road the money’s going to be there month after month or year after year. But, what if you’ve got something you need to take care of now – like education expenses, medical care or a once-in-a-lifetime opportunity?

Did you know you can sell annuity payments for cash today?

Should You Sell Your Annuity Payments

We’ll work with you to find out what you need now and in the future, and we will help you think about other ways to get the money you need without selling your annuity payments.

If the sale of your annuity payments is the best option for you, then we’ll talk about whether you should sell some or all of your payments in the way that is right for you.

Your personal Strategic Capital expert will design several options for you to consider. Then, we’ll give you all the time you need to make a decision you’re comfortable with

Before You Sell

Steps to Solving Money Troubles

If you’ve found yourself in financial difficulty and wondering where you’ll find the cash you need for an unexpected cost like education or medical care, we’re here to help. At Strategic Capital, we don’t want you to make a decision too quickly or without the facts.

If you’re thinking of selling some or all of your annuity payments to raise cash now, we’d like you to try these steps before you decide.

Set up a budget

Look for expenses you can reduce or even cut out entirely. Do you really need the fanciest data plan for your Smartphone? Maybe you can get by with less for a little while. Don’t forget your household budget – if you’re not already using coupons and store brands, there’s another thing to try. Be creative and you’ll be surprised at how much you can save.

Identify other ways you can get cash

Maybe you can borrow from a family member. If you’re facing education expenses, grants and scholarships are an option. Check to see if there are personal possessions you don’t need and can sell for extra cash.

Overnight test

If you decide to sell payments, get help figuring out how much money you need and how many payments you need to sell. Then, decide how much cash you need now and keep the rest of your payments for your future. Once you know how much cash you need, write that down. Then, get a good night’s sleep and see how it looks. The “overnight test” is one of the best ways to be sure you’re making the right decision.

Customize your transaction

If you’re selling annuity payments for cash, you’ll want to keep the payments that are most helpful and sell some or all of the others. For example, if you depend on your current payments to pay the bills but still need cash for an unexpected expense, you can sell your payments that start several years from now

Talk to the right people

Don’t be afraid to ask your lawyer or other professional advisor to recommend a good buyer. Here at Strategic Capital, we’ve been buying annuity payments since 1994 as a leading annuity buyer, and we’ll put you and your needs first and help you get the cash you need. Speak with one of our experts for expert care and attention at 1-866-256-0088. Or email us at

Request your free quote now!

The Straight Goods

It costs you money

When you sell annuity payments to get cash now, it costs you money.You’ll have some money now but it won’t be as much as you would have if you had kept your payments. That difference is the price you pay for having access to the money now. Of course, that may be what you need to do to take care of yourself and your family.

Do not sell all your payments

You don’t have to sell all of your annuity payments if selling just one or some of them will meet your current need. Selling some now and keeping the rest gives you more flexibility. And, if you get a good price for your payments, you’ll get more money for the payments you do sell and you won’t have to sell as many payments. That means more money for you, now and in the future!

Beware of those who lowball you

Last but not least, it is important to get a good price. We will provide you with a good price, up front, without hassle. Beware of those who lowball you, and then increase their price significantly - how can you trust them?! What does that say about them really wanting to help you?!

When you’ve made your mind up. we’ll handle the entire process and make sure you're taken care of. We have been buying annuity payments for over 10 years and we are expert at dealing with the in-surance companies quickly and efficiently.

Finally when everything is approved, we'll send you your cash fast!

Selling your annuity payments can be as simple as selling a car or a couch. and we're here to make sure that each step is handled carefully and correctly. We put you first and help you get the cash you need.

Speak with an Expert

We genuinely care about your happiness. Selling your settlement is a big decision that will impact your life now and in the future. That’s why we encourage you to speak with one of our experts. Get a second opinion if necessary. We’ll be here when you need us.

Lawyer Associations Recommendations

Tennessee association for Justice's logo as lawyer Associate
Kentucky Justice Association's logo as Lawyer associate
Natle's logo as Lawyer Associate
Consumer Attorneys California's logo as lawyer associate