Payees and their personal injury lawyers should consider the liquidity options they have relative to structured settlement payments when they first sign up a structured settlement in settling a case. Make sure that the underlying settlement documents allow a payee to transfer and assign their future structured settlement payments to a third party in a court – approved transaction completed in accordance with an applicable State Transfer Statute. Do not sign an underlying settlement agreement that deprives the payee of the right or option to liquidate future structured settlement payment rights.