Legal Terms Of Use

If you access and use this Web site (the "Site"), you accept and agree to be bound by and comply with these terms (the "Terms"). If you do not accept the Terms, do not use the Site.

General

All services of Strategic Capital Corporation and its subsidiaries and affiliates are subject to the terms and conditions of the applicable agreements governing their use. The Terms are to be read by you together with any terms, conditions or disclaimers provided in the pages of the Site. In the event of any conflict, the terms provided in the pages of the Site will govern. The information, material and content provided in the pages of the Site (the "Information") may be changed at any time without notice. Changes may be made to the Terms at any time without notice by updating this posting. You agree to review the Terms regularly and your continued access or use of the Site will mean that you agree to any changes.

Not offering any advice

The Information is for informational purposes only and is not intended to provide specific financial, investment, tax, legal or accounting advice for you, and should not be relied upon in that regard. You should not act or rely on the Information without seeking the advice of a professional.

No warranties

Strategic Capital Corporation and its affiliates, subsidiaries, officers, directors, employees or agents ("SCC") provide the Site and the Information on an "as is, where is" basis and do not make any express or implied warranties, representations, endorsements or conditions with respect to the Site or the Information, including without limitation, warranties as to merchantability, operation, non-infringement, usefulness, completeness, accuracy, currentness, reliability and fitness for a particular purpose. Further, SCC does not represent or warrant that the Site will be available and meet your requirements, that access will be uninterrupted, that there will be no delays, failures, errors or omissions or loss of transmitted information, that no viruses or other contaminating or destructive properties will be transmitted or that no damage will occur to your computer system. You have sole responsibility for adequate protection and backup of data and/or equipment and to take reasonable and appropriate precautions to scan for computer viruses or other destructive properties.

Internet e-mail

Any unprotected E-Mail communication over the Internet is, as with communication via any other medium (e.g. cellular phones, post office mail), not confidential, subject to possible interception or loss, and is also subject to possible alteration. SCC is not responsible for and will not be liable to you or any one else for any damages in connection with an E-Mail sent by you to SCC or an E-Mail sent by SCC to you at your request.

No endorsements

No endorsement or approval by us of any third parties or their advice, opinions, information, products or services is expressed by us or implied by any Information.

No liability

SCC is not responsible for and will not be liable to you or anyone else for any damages whatsoever (including direct, indirect, incidental, special, consequential, exemplary or punitive damages) arising out of or in connection with your use of or inability to use the Site or the Information, or any action or decision made by you in reliance on the Site or the Information, or any unauthorized use or reproduction of the Site or the Information, even if SCC has been advised of the possibility of these damages.

Links/software

Links from or to web sites outside the Site are meant for convenience only. SCC does not review, endorse, approve or control, and is not responsible for any sites linked from or to the Site, the content of those sites, the third parties named therein, or their products and services. Linking to any other site is at your sole risk and SCC will not be responsible or liable for any damages in connection with linking. Links to downloadable software sites are for convenience only and the SCC is not responsible or liable for any difficulties or consequences associated with downloading the software. Use of any downloaded software is governed by the terms of the license agreement, if any, which accompanies or is provided with the software.

YOUR PRIVACY IS SAFEGUARDED

We respect your privacy and treat your information with utmost confidentiality. The information you provide us is used to communicate with you and to process your requests for our services and products.

What information does Strategic Capital collect about you?

We obtain most of our information directly from you on the application or in telephone conversations with you during the application process. However, depending on the nature of your transaction, the following additional information may be needed and will be researched as required:

• Financial information, such as credit history, banking information, account numbers and credit reports;
• Public records, such as a drivers license number, judgments, liens, bankruptcies, divorces, probate, and other civil and criminal court proceedings;
• Employment information, such as occupation and employer; and
• General information, such as date of birth, social security number, phone number, fax number, e-mail and address.

What does Strategic Capital do with the information?

We review the information collected about you when evaluating a transaction. We will also maintain this information in our contract records and may use it for purposes related to buying your future payments and collecting pledged or assigned payments.

Information Sharing and Disclosure

Strategic Capital does not rent, sell, or share personal information about you with other people or nonaffiliated companies except to provide products or services you have requested, or under the following circumstances:

• To respond to subpoenas, court orders, or legal process, or to establish or exercise our legal rights or defend against legal claims;
• To share information in order to investigate, prevent, or take action regarding illegal activities, suspected fraud, situations involving potential threats to the physical safety of any person, violations of Strategic Capital's terms of use, or as otherwise required by law.

CONFIDENTIALITY AND SECURITY

Access to your personal information is restricted.

Maintaining the accuracy of your information is a shared responsibility. We maintain the integrity of the information you provide us and will update your records when you notify us of a change.

UPDATES TO OUR PRIVACY POLICY

Over time, our policy may be updated and these changes will be posted on our web site.

If you have questions about the information in this notice, please contact us at:

If you have any further questions, please visit our web site at www.StrategicCapital.com, write to the address listed above, or call us at 866-256-0088.